Monthly payments: steady income
Receiving payments every month works like a salary from your capital. It is ideal if you want to cover recurring expenses — living costs, a mortgage, tuition — or if you are retired and want predictable income. You also see the investment working from the first month, which many investors value.
Quarterly payments: fewer transfers, more planning
Quarterly payments group three months of returns into one transfer. They suit investors who do not need monthly income, who prefer fewer international transfers and bank fees, or who plan to reinvest the returns in larger amounts.
Understanding monthly and annual figures
It is important to read figures correctly. A target of 2–3% per month refers to specific operations and periods; the annual figure of up to 16% reflects the yearly return on the investment plans offered. Your contract always states the exact return, the term and the payment frequency that apply to you. Ask for a simple payment schedule before signing: it shows, date by date, how much you will receive.
How to decide
- Need regular income? Choose monthly.
- Investing from abroad and want to minimize transfer costs? Consider quarterly.
- Planning to reinvest? Quarterly lets you accumulate larger amounts to redeploy.
- Unsure? Talk to us: we can model both options for your amount and horizon.
